Auto Accident in Cincinnati – Beware of Your Insurance Agent
Cincinnati is home to various delightful recreational areas, museums, and major sports teams, and is the third most populous city in Ohio. Regrettably, like most major metropolitan areas, it has lots of auto traffic which can results in an auto accident in Cincinnati.
If you are involved in an auto accident in Cincinnati, the first issue of concern (just like elsewhere) would be to seek quick help for everyone who was injured. Next, you’ll want to get hold of your auto insurance agent.
So let’s say you contact your insurance representative to inform him you’ve been involved in a Cincinnati auto accident, and he appears extremely helpful. He’ll almost certainly suggest an auto body shop you can take your vehicle to.
“Terrific” you might think. You need not go through the hassle of locating a repair shop, nor is it necessary to do any “groundwork” researching body shops to locate one that’s dependable and that you can trust to do good work. After all, you simply want to get your vehicle repaired, right? However let’s say you already know of a good repair shop that performs body repair in Cincinnati, and would opt to take your car there.
So you say to your agent “I would prefer to take my car to a different repair service in Cincinnati that I’m already experienced with. But he says something to the effect of “We would not warranty the repair in the event you go there” or “You need to pay out more if you go to the shop that you pick” or something similar.
So what to make of all this? You might be questioning exactly why he is wanting to discourage you from deciding upon your own shop.
The answer has nothing to do with offering you the convenience of not having to find a good repairer … but to make a profit, and as great a profit as feasible! And that is achieved by minimizing how much they must shell out in insurance claims.
So the Cincinnati body shop your agent suggests is “preferred” … preferred by the insurer for THEIR benefit, not yours. Why? Because the recommended shop is under contract to use parts that are less costly than the original parts that were in your car when it was brand new. this can result in using inferior auto parts, and perhaps not doing all that is essential to properly fix your auto. So once repairs are done, the car may not be safe to drive.
There are additional reasons why picking a bad Cincinnati body shop can lead to unsafe fixes. It has to do with “Clipping” (or “Full Body Sectioning”) that involves cutting off the whole front or rear end of a wrecked vehicle, and welding the undamaged salvage part of another car onto yours.
This procedure actually involves cutting through the vehicle’s unibody or frame, and it compromises its structural stability. Do you think this sounds unsafe? Well it is. But unfortunately, it isn’t illegal! It’s a common incident.
So the bottom line is – should you be involved in an auto accident in Cincinnati – look out! Find out if the repair shop proposed by your agent will be repairing your car with aftermarket components. And if the shop uses “clipping” … don’t even think about using them!












